Addressing the needs of the government and the quasi-government by providing consultancy services to establish or upgrade existing systems and procedures involving ICT, policies and procedures, data archiving systems, work flow processes and analysis and performance evaluations.
for financial institutions (i.e. banks, leasing companies and lending firms) offering the following systems and solutions:
Control the entire lending lifecycle from sale and decision steps all along to contracting and monitoring process.
Centralize financial data capture, use various indicators, quantitative and qualitative measures, get the relevant rating/scoring values.
Manage and monitor your collateral portfolio. Keep record of your collaterals and optimize your regulatory and economic capital requirement.
Build your limit structure and evaluate limit usage of customers and groups according to your credit policy.
Predict the probability of default using behavioral approach on expert or statistical base and manage the entire monitoring process in an automated manner.
Improve collection strategies, reach more customers with your collection team and automate more to increase collected recoveries.
Utilize state-of-the-art risk calculations methods, maximize risk-adjusted performance and become fully Basel III compliant for all types of risks.
Automate IFRS provisioning calculation for both individual and portfolio-based impairment.